Financial Education

University of Maryland Extension (UME) provides community education classes and resources to youth and adults through seminars, group training, train-the-trainer and workshops in the following skill areas:

Adult Financial Education

  • Housing and Tenant Eviction Prevention Education: The objective of this program is to use a community education approach to bring awareness and help decrease the number of tenant evictions or housing foreclosures
    • Personal Budgeting (Income, Spending, and Saving)
    • Credit/Debt Management
    • Identity Theft
    • Financial Management Technology using Microsoft Excel
  • Community Entrepreneurship Development (Pre-release inmates & ex-offenders): The objective of this program is to teach inmates scheduled to be released and who have obtained their General Educational Development (GED), business planning skills on how to start a small business.
  • Household Interactive Budgeting (City/County/State Employees): The objective of this program is to introduce caseworkers, housing counselors, family investment program staff to computer financial budgeting, which they can use to work interactively with their clients who have limited incomes.
  • Baltimore Extension Professional Development Seminars

Youth Financial Education (k12. GED and Juvenile programs)

  • Reading Makes Cents
  • The Arts of Money Management: Learning and Practicing Elementary Principles of Economics (Hands-on Activities)
  • Workforce Preparation

 

Youth Finance 

  • The Arts of Money Management: Learning and Practicing Elementary Principles of Economics: The objective of this course is to teach youth to learn, practice, and apply basic economics principles into money management decision-making.

Audience: K12 (different activities for different grade levels)

    • Money (Allowance/Income - Spending and Saving)
    • Scarcity, limited income to spend
    • Choice/Preference/Taste
    • Opportunity Cost
    • Market (Consumers, Demand, and Producers, Supply – Sellers/Vendors )
    • Prices of goods and services
    • Substitutes of Goods and Services
    • Budgeting
  • Workforce Preparation - The objective of this course is to prepare youth to plan for a future career. 

Audience: High School and GED Prep Students

    • Career Decision Making
    • Career Choices and the Job Market
    • Evaluating Career Choices
    • Managing Income from Career
    • Basic Computer as a Career Component

 

Professional Development Seminars

Housing and Tenant Eviction Prevention Seminar

Family Investment / Family Finance Seminar

Community Organizational Leadership Enrichment

 Audience: Employees of Public and Private Agencies